Whether you need insurance for your business or personal life, we have the experience to help you find the protection that’s right for you. We are committed to providing you with the highest level of protection at affordable prices.

Available insurance solutions include:

For Your Business & Employees

Health Insurance (Massachusetts & Maine)

• Harvard Pilgrim, AllWays, Tufts, Tufts Health Direct, BlueCross BlueShield & more

Short Term Disability

• Paycheck protection against sickness or injury that forces you to miss work

Accident Protection

• Protection against an ON or OFF the job injury and the high cost of out-of-pocket medical bills
   

Cancer Protection

• The cost of cancer treatments can bankrupt individuals & families. Protect your finances with an Initial Diagnosis payment followed by treatments 

Critical Illness Protection

• Protection against the cost of treatments and lost wages due to Heart Attack, Cardiac Arrest, Coma and other critical health events
   

Hospital

• Cash paid the insured for hospital confinement due to injury or sickness, including maternity
   

Dental

• For your Business or for You and your family

Vision

• For your Business or for You and your family

Whole Life Insurance

Term Life Insurance

Juvenile Life Insurance

Guarantee Issue Life Insurance with minimum participation 

MASA Medical Transport Solutions Ambulance Insurance (click link)

Health Matching Account (click link)

• Similar to a HSA, the HMA allows you to put money in an account that you can use for medical expenses including prescriptions drugs, dental procedures, elective surgeries and more. The magic of the HMA is the match, supersizing your spending power

Products for Individuals
 

Health Insurance (MA)

• HMO & PPO options for individuals without a EIN

Dental

• If you are an individual in MA seeking Delta Dental coverage click here

Vision

• If you are an individual seeking VSP Vision coverage click here*

*Available in MA, NH, ME, VT, NC, SC, VA, TX

​​

​

Long Term Disability

• Keep an income stream if injury or illness keeps you out of work for a long duration (typically more than 90 days)​

​

Long Term Care Insurance

• 70% of us will need a Long Term Care Solution and it comes with a cost. Protect your finances and those of your children with Long Term Care Insurance. Solutions include traditional LTC and Life Insurance products with a Long Term Care rider.

Accident Protection

• Cash paid directly to insured for treatments for accidental injury, helps offset out-of-pocket expenses including high deductibles, co-pays & co-insurance
   

Cancer Protection

• The cost of cancer treatments can bankrupt individuals & families. A Cancer Protection policy pays cash towards initial diagnosis and treatments that follow

Lump Sum Critical Illness

• A heart attack, cardiac arrest or stroke (and 3 other covered events) can rack-up medical bills and keep you out of work for a period. A lump sum benefit of $10,000, $15,000 or $20,000 can really help

Whole Life Insurance

Term Life Insurance

• Shop from the comfort of your couch for Term Life via Sproutt

*Licensed in MA, NH, VT, ME, NC, SC, VA​

• Contact Virden Benefits for quotes from Transamerica, Nationwide, New York Life and more

Juvenile Life Insurance

​

Additional Life Insurance and Annuity Solutions

MASA Medical Transport Solutions Ambulance Insurance (click link)

Health Matching Account (click link)

• Similar to a HSA, the HMA allows you to put money in an account that you can use for medical expenses including prescriptions drugs, dental procedures, elective surgeries and more. The magic of the HMA is the match, supersizing your spending power